Checking Accounts

Regular Checking

No more monthly maintenance fees with our regular checking account.

• $100 minimum opening deposit
• No Minimum balance requirements after initial opening
• No limit check writing
• Free Notary
• Monthly Image statement Or Electronic E-mail Statements Available
• Debit Card Unlimited Transactions (All Checking Accounts)

First Club Checking

Write as many checks as you want without worrying about maintaining a minimum balance after initial opening.

• $100 minimum opening deposit
• The FIRST CLUB monthly fee of $7 is all you pay for unlimited check writing privileges.
• 2 First Club Check orders free annually
• $10,000 Accidental Death Insurance Policy
• Free Notary service
• 3 Free Cashiers Checks and 3 free Money Orders each month
• Monthly Image statement or Electronic E-mail Statements Available
• Debit Card Unlimited Transactions (All Checking Accounts)

First Club Family Checking

Write as many checks as you want without worrying about maintaining a minimum balance after initial opening.

• $100 minimum opening deposit
• The FIRST CLUB monthly fee of $9 is all you pay for unlimited check writing privileges.
• 2 First Club Check orders free annually
• $20,000 Accidental Death Insurance Policy
• Free Notary service
• 3 Free Cashiers Checks and 3 free Money Orders each month
• Monthly Image statement or Electronic E-mail Statements Available
• Debit Card Unlimited Transaction (All Checking Accounts

First 55 Plus (For Customers 55 and older)

Write as many checks as you want without worrying about maintaining a minimum balance after initial opening.

• $100 minimum opening deposit
• Free First 55 Plus Printed checks
• Free Notary Service
• Monthly Imaged statements or Electronic E-mail Statements Available
• Debit Card Unlimited Transactions (All Checking Accounts)

Student Checking

• $100 minimum opening deposit
• No charge for the first 15 checks written per statement cycle.
• All checks written over the limit of 15 per statement cycle are .25 cents per check.
• Free Student checks
• Monthly Imaged statements or Electronic E-mail Statements Available
• Debit Card Unlimited Transactions (All Checking Accounts)
• Minimum age to open account alone- 19 years of age. Under 19 must be jointly owned by someone over 19, usually parent or guardian. Alabama Contract Age Law is 19 years of age.

Interest Checking

• Now account
• First Advantage Account

Interest Checking - Variable Rate

Now Checking

• $1000 minimum opening deposit
• No limit to the number of checks you may write
• Interest paid on ledger balance
• $9 minimum balance fee if the daily balance falls below $1,000 any day of the statement cycle.
• Monthly Image statements or Electronic E-mail Statements Available
• Debit Card Unlimited Transactions ( All Checking Accounts)

First Advantage Variable Rate

Designed for customer’s that maintain a higher balance in their checking account.

• $10,000 minimum opening deposit
• No limit to the number of checks you may write
• Interest paid on ledger balance
• $9 minimum balance fee if the daily balance falls below $10,000 any day of the statement cycle.
• Monthly Image statements or Electronic E-mail Statements available
• Debit Card Unlimited Transactions (All Checking Accounts)

NO CHARGE FOR DEBIT CARDS (CHARGES COULD APPLY FOR CARD REPLACEMNTS) OR DEBIT CARD USAGE.