Checking Accounts

Checking Accounts

Regular Checking

No more monthly maintenance fees with our regular checking account.

  • $100 minimum opening deposit
  • No Minimum balance requirements after initial opening
  • No limit check writing
  • Free Notary
  • Monthly Image statement Or Electronic E-mail Statements Available
  • Debit Card Unlimited Transactions (All Checking Accounts)

First Club Checking

Write as many checks as you want without worrying about maintaining a minimum balance after initial opening.

  • $100 minimum opening deposit
  • The FIRST CLUB monthly fee of $7 is all you pay for unlimited check writing privileges.
  • 2 First Club Check orders free annually
  • $10,000 Accidental Death Insurance Policy
  • Free Notary service
  • 3 Free Cashiers Checks and 3 free Money Orders each month
  • Monthly Image statement or Electronic E-mail Statements Available
  • Debit Card Unlimited Transactions (All Checking Accounts)

First Club Family Checking

Write as many checks as you want without worrying about maintaining a minimum balance after initial opening.

  • $100 minimum opening deposit
  • The FIRST CLUB monthly fee of $9 is all you pay for unlimited check writing privileges.
  • 2 First Club Check orders free annually
  • $20,000 Accidental Death Insurance Policy
  • Free Notary service
  • 3 Free Cashiers Checks and 3 free Money Orders each month
  • Monthly Image statement or Electronic E-mail Statements Available
  • Debit Card Unlimited Transaction (All Checking Accounts

First 55 Plus (For Customers 55 and older)

Write as many checks as you want without worrying about maintaining a minimum balance after initial opening.

  • $100 minimum opening deposit
  • Free First 55 Plus Printed checks
  • Free Notary Service
  • Monthly Imaged statements or Electronic E-mail Statements Available
  • Debit Card Unlimited Transactions (All Checking Accounts)

Student Checking

  • $100 minimum opening deposit
  • No charge for the first 15 checks written per statement cycle.
  • All checks written over the limit of 15 per statement cycle are .25 cents per check.
  • Free Student checks
  • Monthly Imaged statements or Electronic E-mail Statements Available
  • Debit Card Unlimited Transactions (All Checking Accounts)
  • Minimum age to open account alone- 19 years of age. Under 19 must be jointly owned by someone over 19, usually parent or guardian. Alabama Contract Age Law is 19 years of age.

Interest Checking

  • Now account
  • First Advantage Account

 

Interest Checking - Variable Rate

Now Checking
  • $1000 minimum opening deposit
  • No limit to the number of checks you may write
  • Interest paid on ledger balance
  • $9 minimum balance fee if the daily balance falls below $1,000 any day of the statement cycle.
  • Monthly Image statements or Electronic E-mail Statements Available
  • Debit Card Unlimited Transactions ( All Checking Accounts)

First Advantage Variable Rate

Designed for customer’s that maintain a higher balance in their checking account.
  • $10,000 minimum opening deposit
  • No limit to the number of checks you may write
  • Interest paid on ledger balance
  • $9 minimum balance fee if the daily balance falls below $10,000 any day of the statement cycle.
  • Monthly Image statements or Electronic E-mail Statements available
  • Debit Card Unlimited Transactions (All Checking Accounts)

 

QUICK LINKS

CONTACT US

First Bank of Boaz
124 S. Main Street
Boaz Alabama, USA 35957
Phone: (256) 593-8670

FDIC